Personal Savings Accounts


We are happy to offer little to no service charge Savings Accounts, as well as, IRAs and CDs designed to best suit your banking needs.

Please review the account details below on the savings accounts we offer:

  • Youth Savings
  • Silver Savings
  • Christmas Club Savings
  • Individual Retirement Accounts (IRA)
  • Certificates of Deposit (CD)

ATM Service with Silver Savings only

  Minimum Deposit Minimum Balance Service Charge
Youth Savings $25 NA $0
Silver Savings $50 $50 $5*
Christmas Club $5 NA $5**

*If minimum balance is maintained, service charge will be waived.

**No fee unless the account is closed before the end of the club account time period (Nov 1- Oct 31).

Please contact us at 601-749-3200 for current Interest Rates on our Savings Accounts.

Individual Retirement Accounts (IRAs)

How can an Individual Retirement Account benefit you?

  • Save money for Retirement.
  • Tax- free options on investment growth.
  • Account options based on your tax preferences:
    Traditional or Roth
  • Contribute throughout the year based on the annual IRA Contribution guidelines.

For more information on Individual Retirement Accounts (IRA), contact a Customer Service Representative today at 601‑749‑3200

Certificates of Deposit

How can a Certificate of Deposit benefit you?

  • Savings that earns you money.
  • Invest in your future.
  • Choose from a variety of term periods.
  • Rates are based on Term.

For more information on Certificates of Deposit (CD), contact a Customer Service Representative today at  601-749-3200