Checking Accounts

Choice Checking

• Deposit $50.00 to open this account.
  
• No monthly service charge if daily balance is $50.00 or above. If it falls below $50.00 you will be charged $6.00.
  
• Check Safekeeping.
  
• Unlimited Check Writing.

Choice PLUS Checking

• $50.00 deposit to open account
  Monthly service  charge is $9.00
  Check cop ies returned with statement
  Unlimited check writing
  Blue safety checks - no charge
  Designer checks - 50% disco unt
  25% discount on 2 x 5 safe deposit box rental
  Earn interest if a $2,500.00 minimum balance is maintained*
  $10,000 accidental death & dismemberment insurance
  CyberScout - an identity theft resolution service
  Cellular telephone protection
  Roadside assistance
  Free online banking, mobile banking and bill payment
  Free money order and official checks (limit 6)
  (Choice Plus 50 Checking)
  $50.00 deposit to open account
  Monthly service  charge is $7.00
  Maintain a $2,500 balance and the $7.00 monthly service charge is waived
  Choice Plus benefits

Max Checking

• $7.500.00 deposit to open account
  Check copies returned with statement
  No monthly service charge if daily balance is $7,500.00 or above. If the balance falls below $7,500.00, you will be charged $7.50.
  Earn Interest *

1. *Interest begins on the business day you deposit non-cash items. iIt is compounded daily and

The Debit MasterCard®

The Debit MasterCard from First National Bank is a combination checkbook and ATM card. Using your DEBIT MASTERCARD®  is just like paying with a check because the money comes right out of your checking account.  You can use it all over the world, in over 100,000 locations, where ever MASTERCARD® is accepted.

Passport 24 ATM Card

You'll want the benefits of this handy card with either savings or checking account.

You may use the automated teller machine (ATM) card and personal identification number (PIN) issued to you to initiate transactions at ATMs of ours, ATMs within the networks identified on your card and such other facilities as we may designate from time to time. At present you may use your card to (some of these services may not be available at all ATMs):

• Deposit funds to your checking account
• Withdraw cash from your checking account
• Deposit funds to your savings account
• Withdraw cash from your savings account
• Transfer funds between your checking and savings accounts
• Obtain balance information on your deposit accounts
• There is no charge for ATM withdrawals at machines owned by us. There is a $2.00 charge for each ATM withdrawal at machines we do not own.