My PIC Terms and Conditions


Notice:  If you do not currently have a debit card, you must first apply for a debit card. Contact us at (601) 749-3200 or visit any of our locations.

YOU AGREE TO DESTROY YOUR OLD CARD ONCE YOU RECEIVE YOUR NEW CARD AND HOLD FIRST NATIONAL BANK OF PICAYUNE/SOUTHERN NATIONAL BANK HARMLESS FOR ANY LOSS AS A RESULT OF NOT DOING SO.

There is a $10 fee for ordering a custom card unless otherwise noted.  This fee will be deducted from your checking account. 
Upon submitting your image to First National Bank/Southern National Bank, you represent and certify that you have sole rights to use the image and have obtained any necessary consent to allow First National Bank/Southern National Bank to alter, copy, print, distribute, prepare and to use the image or derivative works of the image on the customized debit card.  All images submitted must have the consent of the owner including those images downloaded from the internet.

You agree to return the customized card to First National Bank/Southern National Bank immediately upon the request by First National Bank/Southern National Bank.

YOU AGREE TO INDEMNIFY AND HOLD FIRST NATIONAL BANK/SOUTHERN NATIONAL BANK, SUBSIDIARIES , AFFILIATES, OFFICERS, PARTNERS AND EMPLOYEES, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEY’S FEES, THAT ARISE FROM YOUR USE OF THE SERVICE.

If you submit or repeatedly submit images that do not follow the set forth guidelines, First National Bank/Southern National Bank reserve the right to exclude you from future use of this service.

By submitting, I agree that I have read and understand the Terms and Conditions.
I accept: